This is a modern topic spread, and it belongs to a category worth naming, because the category explains the layout better than any history of it could.
Topic spreads
A topic spread fixes its positions to a subject rather than to a shape or a passage of time: the current situation in this area, the strengths available, the obstacle, the action, the likely outcome. Layouts of this kind proliferated through twentieth-century tarot publishing and continue to proliferate now, because a reader who wants one for a subject not yet covered can simply write it.
That is why no author can be given for this spread and why supplying one would be an invention. The atlas records the layout it uses and records the authorship as unknown.
What the structure actually does
The five positions separate description from resource, obstruction, action and outcome. That separation is the whole value of the layout: it forces the reading to say what could be done, rather than only what is the case, which is the failure mode of an unstructured draw on a practical question.
The limits
Card reading on questions of employment, money and health is where the distance between description and advice matters most, and where practitioners generally place their own limits. The atlas describes the practice as its practitioners describe it and does not present it as guidance.